The policy limited when you could operate the car.
Eligible Usage:
Classic car insurance policies allow the classic car to be used for the following types of activities.
- Hobby-related purposes (e.g., car shows, club activities/functions, exhibitions, parades, tours, organized meets, etc.).
- Occasional pleasure-use driving.
- Infrequently for any other type of general use.
You also have to choose a mileage tier for the policy which although simple is not something I want to have placed on me.
Those two things had me looking to begin with then the lower cost sealed it
Others may not care for the "no racing" clause or if your classic is your daily driver they don't cover those either
Hope that helps