I have been watching craigslist and classiccarliquidators.com for at least three years now. I’ve never let myself get serious, always thinking I needed to raise my income first and putting money into my index fund. I’ve always looked for the future and never let myself buy anything fun. Now, I have some exposable income ($10,000) and have had my eye on Barracudas and demons around the $30,000 price range. However, I just recently discovered I have $4,000 in collectibles due to a mistake I made with an apartment complex (long story) and my credit is 560-615 which means I can’t get a loan (I’ve tried two classic car loan websites and both rejected me no matter the $10,000 down payment and/or co-signer.)
That’s my story