I just got the nod from our financial advisor, and....

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I've yet to hear. "I totally regret." I'm sure there are. But certainly one sided on the vote for pro retire.
I've always tried to learn from people who have experience. Every senior I've met has never said that wished they could go back and work a few more years.
 
I've always tried to learn from people who have experience. Every senior I've met has never said that wished they could go back and work a few more years.
Yup. Me too. I'm finding that work is actually getting in the way. (Time wise.) I think that's a sign if finances shows an opening.
 
Congrats...I pulled the pin at 51. Best decision I ever made.....Unless of you count 9 14 33 40 41 and 49 :rofl:
It's nice to be able to take a nap at 1:00 after lunch rather than going back to work. lol
I usually go fishing at the crack of dawn and back for breakfast.
It's funny how my sleep pattern hasn't changed, but at least now I can take a nap anytime I want.
 
The group of Millwrights that retired 4-5 years before me got an offer that several found to go to turn down. We had gotten a 1.00 an hour raise to join the welders, riggers, pipe fitters, hydraulics, carpenters, engine repair, and a couple other groups. So we needed trained in those crafts. They were paid their pensions plus they made around 10.00 more an hour then we were getting to train us. When they went to other plants they made even more plus expenses. My group of guys were offered great jobs at other local steel mills but I wanted no part of that.
 
Congrats Jim. I went to just two days a week just so I can earn the minimum. My wife still works so that takes care of health ins. My mental outlook towards work has greatly improved since I don’t give a crap about their deadlines.
 
My financial advisor told me to quit buying all these Mopar parts. She’s an old bitty but we just celebrated 21 yrs of marriage.
 
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:thumbsup:
 
My financial advisor told me to quit buying all these Mopar parts. She’s an old bitty but we just celebrated 21 yrs of marriage.
It's funny how financial advisers' opinions differ on similar subjects. Mine advised me over 40 years ago to seek out and buy all the 1970's Hemi Barracudas I could find. I didn't listen.
 
It's funny how financial advisers' opinions differ on similar subjects. Mine advised me over 40 years ago to seek out and buy all the 1970's Hemi Barracudas I could find. I didn't listen.
And they accuse us of not listening. I heard her, alright. I just can’t stop, :lol:
 
Those 99 days will go by quicker than you think. Congrats! I retired on 4-1-23 after almost 45 years at the power company. I found out the value of health insurance a few years before I retired, so I just stuck it out until I could get on Medicare @65. I held off on Social Security until full retirement age at 66 1/2. I always absolutely loved my job as a lineman, and miss the guys, but we keep in touch. It's very flattering that some of the youngn's still call the old man to ask "How would you do ***?" I have slap dab enjoyed every minute of retirement and don't regret it a bit.

:thumbsup: :thumbsup:
 
After nearly 36 years, with Chrysler, I retired November 30, 2024 (just after I turned 64). Fortunately, I was a salaried bargaining unit member (in the UAW) and have a great pension as well as health care (in addition to Medicare when I turn 65). I really haven't experienced retirement yet as my wife and I have been so busy between Thanksgiving and the Christmas/New Year Holidays. Today is my first day of "regular retirement". So far, so good!
 
I spent all this time getting here that I haven't taken the time to figure out what to do once I got here.
Just do like Peter in the movie "Office Space," and do nothing at all! But if you're anything like me, you'd last about an hour before taking on 3 new hobbies. :lol:

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P.S. Congratulations!!
 
If your health is good and you are a Christian, there are some pretty attractive insurance options with the Christian health care cost sharing outfits.
 
I will give all you younger than 65 some Medicare advice, don't get a Medicare Advantage plan yeah, I know it's the cheapest but consider old school Medicare and a supplement. I have a plan G supplement and zero-dollar drug plan that covers most of my meds at no cost. My part B premium is $185 a month and the Medigap plan G is $202.00 a month. So, my monthly healthcare is $387. My total annual part B deductible is $270 dollars, If I get put in the hospital it cost me 0 dollars, that to me was the big selling point. I spent a lot of time researching mainly YouTube for how Medicare works before I made my decision, and I recommend anyone entering the world of Medicare do so.
 
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