Stop in for a cup of coffee
- Thread starter toolmanmike
- Start date
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The loan officer called yesterday and our home loan was approved. We weren't expecting anything different. We also received a copy of the appraisal report. I've never truly understand how that really works. First, the four other houses recently sold they used for comparisons we'd looked at all of them. They were really no comparison to what we'll get...just saying.
They gave no cash value or mentioned the 40x30 brick fully finished detached garage other than an outbuilding...no apparent value hmm they don't really understand haha!! Builder buddies have estimated it in it's finished condition at $75-90K (more for brick)
Downstairs is 1200 sq feet of recently professionally remolded living/rec room. six panel doors, crown molding, plumed for a bathroom, sink, etc. The only thing missing is the finished floor. The seller didn't want to finish it and pay the increased taxes. Well we'll add the $4800 in flooring and get a $90k in home value. The tax man will find out when we're ready to sell next time.
We have the inspections done and there were no problems. Still need the sprinkler system turned on and checked. We have a lot of moving parts lined up for day 1 of possession. The contractor, one of my best friends is ready and has his crew on the schedule. We have the flooring, tile, and carpet selected. We've met and finalized with the kitchen contractor, a good friend of ours. We have the paint picked. Waiting for the blinds people to come out to measure for the plantation shutters. We have them here at our house and like them. And yes, the big shop will have the floor painted with a clear coat added with a HVAC system installed.
I left out the landscaping, deck refinished, and concreate work to be done. Several months in all, not to mention the move and selling our current place. It' will be a busy summer, but well worth it.
They gave no cash value or mentioned the 40x30 brick fully finished detached garage other than an outbuilding...no apparent value hmm they don't really understand haha!! Builder buddies have estimated it in it's finished condition at $75-90K (more for brick)
Downstairs is 1200 sq feet of recently professionally remolded living/rec room. six panel doors, crown molding, plumed for a bathroom, sink, etc. The only thing missing is the finished floor. The seller didn't want to finish it and pay the increased taxes. Well we'll add the $4800 in flooring and get a $90k in home value. The tax man will find out when we're ready to sell next time.
We have the inspections done and there were no problems. Still need the sprinkler system turned on and checked. We have a lot of moving parts lined up for day 1 of possession. The contractor, one of my best friends is ready and has his crew on the schedule. We have the flooring, tile, and carpet selected. We've met and finalized with the kitchen contractor, a good friend of ours. We have the paint picked. Waiting for the blinds people to come out to measure for the plantation shutters. We have them here at our house and like them. And yes, the big shop will have the floor painted with a clear coat added with a HVAC system installed.
I left out the landscaping, deck refinished, and concreate work to be done. Several months in all, not to mention the move and selling our current place. It' will be a busy summer, but well worth it.
Unconventional
Well-Known Member
Tonight Show hosts beware!
This could happen to you too!
Dream house look who's talking...
Craig sometimes they sort of wing it on appraisals.
My son just transferred from ElPaso
Where Tim and I brought his Monte Carlo. To Youngstown Ohio.
Bought that house 5 bedrooms 3 1/2 baths on 4 acres.
Asking price $250 k
Dated but nice house. Pool table in finished basement a ride mower included.
Appraiser came in $215k.
Seller agreed, grumble grumble took back the mower and pool table lol.
,
My son just transferred from ElPaso
Where Tim and I brought his Monte Carlo. To Youngstown Ohio.
Bought that house 5 bedrooms 3 1/2 baths on 4 acres.
Asking price $250 k
Dated but nice house. Pool table in finished basement a ride mower included.
Appraiser came in $215k.
Seller agreed, grumble grumble took back the mower and pool table lol.
,
Later busy day. Got my holy water shot yesterday.
Not much sleep last night
Not much sleep last night
Unconventional
Well-Known Member
I go to get "half" shot in about 10 hours. The Granbrats wanna see me this summer.
Wth is this crap
We had our share yesterday morning. It was gone by noon.
This will be gone soon. I bet by 9-10. It’s already 40 degrees.
Trying to figure out the relentless pain in my left leg. Dont know what arthuritis feels like,could be that.
Morning again! Ribs yuupers sir!
Sciatica? I had that for a long time but my chiropractor get rid of the pain.
A wheelie machine on a circle track is a bad combination!View attachment 1715726440View attachment 1715726441View attachment 1715726442View attachment 1715726443
Tonight Show hosts beware!
This could happen to you too!
Looks like my tent will be full on the Carlisle Friday. Wife, her friend the crazy Lady across the street and another friend Matt should be there that night and of course Harley allso!!
Just under 3 inches ontop of the cars. I’m hoping my trees survived
What trees?
Possibly and a far out chance but a lot of people are getting blood clots for some reason. Better have it checked.
Gala Apple trees, I’d planted them 3 weeks ago
I lost my fruit to frost last year and now of course as the blossoms are starting I have a freeze warning for tonight
Mine had buds but hadn’t blossomed yet. I’m hoping they do okay
Ever find that Granny smith ones you wanted?
Time to get the mowers ready for the season. I need to mow at Andy's place and get rid of last years dead flowers. It will be a busy day.
I have to sharpen my blades and re install the deck, hopefully today.
Well another fire to put out. Marilyn tells me yesterday some one is putting trash bags by my trash again! Last time the trash guys cut me off from pickup, turned out to be the neighbor. Crap I dont want to deal with this aging. Putting up a trail cam tonight to get a pic if it happens again. Shrit I don't want to deal with this AGAIN!
Well another fire to put out. Marilyn tells me yesterday some one is putting trash bags by my trash again! Last time the trash guys cut me off from pickup, turned out to be the neighbor. Crap I dont want to deal with this aging. Putting up a trail cam tonight to get a pic if it happens again. Shrit I don't want to deal with this AGAIN!
Easier to point a finger with proof.
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