Stop in for a cup of coffee

-
Mopar Tim said:
Got a problem with my homeowners insurance. They dont want to renew because of "inoperable cars in the yard" :bs_flag:There are NO cars in the "yard", first of all. Second the only car not drive able is my 66 Dart, only because it needs the int put back in. And finished, but it drives. ALL my cars are registered and insured thru AAA, the same company who refuses to re-insure my house!
Click to expand...
They'll use whatever excuse they can... I have a hard time because i have a wood stove in my pole building....Bastid's
 
GeorgeH said:
They'll use whatever excuse they can... I have a hard time because i have a wood stove in my pole building....Bastid's
Click to expand...
I have had there insurance for 15 years! All of the sudden this crap. NO claims the entire 15 years on anything, cars or home. They should love me.
 
Seriously, what does that have to do with anything about insuring your house? Man that sucks, but it looks like its time to shop around. We had a situation were the insurance company dropped us in the middle of a claim. We had a water line break in our town home causing the entire first floor and basement to flood. Total gut job! Part way thru they had some BS reason (which I dont remember) and dropped us. That was a hell of a fight, but they ended up having to pay in the end.

Plus side we got better insurance coverage and rates with the new company.
 
Mopar Tim said:
Got a problem with my homeowners insurance. They dont want to renew because of "inoperable cars in the yard" :bs_flag:There are NO cars in the "yard", first of all. Second the only car not drive able is my 66 Dart, only because it needs the int put back in. And finished, but it drives. ALL my cars are registered and insured thru AAA, the same company who refuses to re-insure my house!
Click to expand...
As a licensed insurance producer, theres some things you need to do. I'm sure CA is slightly different but I know how AAA works from dealings with them in the past.

First, take pics of your house/property that you want insured. Then take pics of your cars, outside shots are fine, don't need interiors, just show the vehicles having plates . Then make copies of your registrations, take to your local AAA office, ask them to re-evaluate their decision. If they refuse, advice them that you will make contact the CA department of Insurance, give them the same stuff, ask them to investigate it, guaranteed you'll get a different response from AAA then.
 
dukeboy_318 said:
As a licensed insurance producer, theres some things you need to do. I'm sure CA is slightly different but I know how AAA works from dealings with them in the past.

First, take pics of your house/property that you want insured. Then take pics of your cars, outside shots are fine, don't need interiors, just show the vehicles having plates . Then make copies of your registrations, take to your local AAA office, ask them to re-evaluate their decision. If they refuse, advice them that you will make contact the CA department of Insurance, give them the same stuff, ask them to investigate it, guaranteed you'll get a different response from AAA then.
Click to expand...
Or tell them to pound sand and call USAA....
 
straightlinespeed said:
Seriously, what does that have to do with anything about insuring your house? Man that sucks, but it looks like its time to shop around. We had a situation were the insurance company dropped us in the middle of a claim. We had a water line break in our town home causing the entire first floor and basement to flood. Total gut job! Part way thru they had some BS reason (which I dont remember) and dropped us. That was a hell of a fight, but they ended up having to pay in the end.

Plus side we got better insurance coverage and rates with the new company.
Click to expand...
They sent a letter basically making my property out as a junk yard. And they are calling my 20ft by 20ft storage building and 25 by 25 shop dwellings. No one lives in either.
 
Mopar Tim said:
They sent a letter basically making my property out as a junk yard. And they are calling my 20ft by 20ft storage building and 25 by 25 shop dwellings. No one lives in either.
Click to expand...
unless coded by the county/city, they can't legally do that.
 
Ben Drinkin said:
Or tell them to pound sand and call USAA....
Click to expand...
We are looking at going to USAA, but it sucks there are no local branches. Everything is done over the phone and I want make sure that we have the same coverage or better. I just dont want to sit on the phone forever. Id rather talk face to face.
 
Mopar Tim said:
They sent a letter basically making my property out as a junk yard. And they are calling my 20ft by 20ft storage building and 25 by 25 shop dwellings. No one lives in either.
Click to expand...
I wonder if they just pulled up a satellite image and going off of that? Or did they actually come out?
 
Mopar Tim said:
They sent a letter basically making my property out as a junk yard. And they are calling my 20ft by 20ft storage building and 25 by 25 shop dwellings. No one lives in either.
Click to expand...

Sounds like it's time for a new company.
 
You must log in or register to reply here.
-

Back
Top