Stop in for a cup of coffee

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Good morning. Third and final cup.
Rainy day here but it will not detour me

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dartnabout said:
My question is who would pay most of my medical bills Medicare/medicaid or my current insurance. I am having problems with my hands...dropped my coffee in my lap. Again!
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dartnabout said:
Let me say it this way. I look at 2 options right now.
Option 1. Stay working and get all of my physical needs taken care of with current Insurance through work. Then retire.
Option 2. Retire and let Medicare take care of it.

Which will be cheaper for me?
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Option 3. Go out for coffee. When it spills in your lap you can sue them. Go get yourself fixed up...

Good Morning.
 
Making room for engine swap. Consensus is, i have none. I need a bigger shop.
 
dartnabout said:
Let me say it this way. I look at 2 options right now.
Option 1. Stay working and get all of my physical needs taken care of with current Insurance through work. Then retire.
Option 2. Retire and let Medicare take care of it.

Which will be cheaper for me?
Click to expand...
Since it varies somewhat by state, you should talk to a reliable agent you trust that represents a reliable company and go over your desires and plans with him/her.

I am in Texas and I have one brother in law that works for Thrivent, and another that is an independent agent, so I got lots of guidance - but they do the same for other folks everyday. They both advised not getting a Medicare Advantage plan (cost + benefits). They advised long term care coverage, but I outweighed that by about 20 lbs.

In my case, I retired, got Medicare and a supplemental through Thrivent. After retiring, I had foot surgery to relieve plantar faciatis (paid all but about $120 for anesthesia), minor surgery on both hands (paid all but about $120 for anesthesia).

I had great insurance at work until Obamacare - after that it became “sorta good”. Had I used it for those surgeries, my out of pocket expenses would have been several thousand.

BTW, Medicare does not cover vision or dental, so if your current insurance does, get that taken care of before retiring.

This is just my experience in Texas, may be different for you in your state.
 
Totally lost track of my progress. 2 customers showed up. I lost an hour there and now i dont want to go back outside. Is cold and windy.
 
Engine inside,on engine stand, put away some trailers and suv is dragged up to doorway. Next is bring it in and get to it. After this coffee.
 
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