We thought about that but money was so cheap when we financed.Yep we always pay, just a question of how much! I would much prefer to use my money all year vs let someone else hold it for a year!
We'll take that money we would of used to buy the house over the next few years, invest it with a much better return than the 3% we paid for our loan.
When we reach a point where the interest paid isn't generating a return then we'll pay the house off.